Finance
Zoho Payments solutions set up the way you work.
Zoho's own payment platform for online, in-person and recurring collections plus payouts, offered in separate India and US editions.
- Invoices
- Payment Links
- Checkout Pages
- POS Devices
- Subscriptions
- Bank Transfers
Zoho PaymentsFinance- Settlements
- Payouts
- Reconciled Books
About Payments
What Zoho Paymentsdoes.
The core of what Zoho Payments offers, based on Zoho's official product documentation. Because the gateway is built by Zoho, collections land directly against invoices, orders and subscriptions in the apps you already use.
- NativeZoho checkout
- AutomaticReconciliation
- SingleSupport team
01Online payments
Take payments on your site, through hosted or embedded checkout, or with links shared over email and chat.
- Payment Gateway
- Hosted Checkout
- Embedded Checkout
- Payment Links
02Recurring & split
In the India edition, charge customers on a schedule with UPI Autopay mandates and route one payment to several accounts.
- Recurring Payments
- UPI Autopay
- Mandates
- Split Payments
03In-person payments
Accept card and UPI at the counter with Zoho Payments POS devices and QR codes that feed your business apps.
- POS devices
- QR codes
- Terminal settlements
04Payouts & banking
Disburse salaries and vendor payments from connected Zoho apps, and handle bank actions without a separate portal.
- Payroll Payouts
- Vendor payments
- Connected Banking
05Collect & B2B
Track incoming bank transfers through virtual accounts and exchange invoices over India's Bharat Connect network.
- Collect
- Virtual accounts
- Bharat Connect for Business
06US edition
US businesses accept cards and ACH direct debit, take multi-currency payments and can opt for faster payouts.
- Cards
- ACH Direct Debit
- Multi-currency
- Instant payouts
07Disputes & reports
Respond to disputes with evidence, issue refunds and review failures, settlements and payment methods in reports.
- Dispute management
- Refunds
- Fraud prevention
- Payment reports
08Developers & AI
Build custom payment flows with APIs, SDKs and webhooks, or let AI clients act on payments through the MCP server.
- Payments MCP
- APIs
- Webhooks
- Server SDKs
- WooCommerce plugin
How Xevort helps
Making Payments work your way.
What our team can set up, customize and connect in Zoho Payments.
Setup
Account creation, business profile, branding, payment methods and user roles configured, ready for Zoho's verification.
Customize
Checkout branding, notification preferences and payment page content aligned with your customer experience.
Automate
Reminders with payment links, webhook-driven status updates and Deluge functions that react to captured payments.
Integrate
Zoho Payments enabled as the gateway in Books, Invoice, Billing, Commerce, Checkout and other supported Zoho apps.
Checkout
Hosted or embedded checkout added to your website or app, plus the WooCommerce plugin where it fits.
Payouts
Payroll and vendor payout flows set up from Zoho Payroll and Books, with connected banking where available.
POS rollout
POS terminal ordering, activation and settings planned for each store, with settlements tied back to sales.
API & webhooks
Custom payment flows built on the Zoho Payments API, SDKs and webhooks for portals and in-house systems.
Integrations
Connect Zoho Paymentswith the tools you use.
We can connect Payments with other Zoho apps and the services you already use, so records move between them without anyone re-typing them.
- Native Zoho connectionsZoho apps that share data with each other out of the box.
- Delivered by XevortIntegrations our team has built on client projects.
- Officially supportedConnectors Zoho provides, set up and mapped to your process.
Why choose Zoho Payments
Payments wired straightinto your Zoho stack.
Zoho Payments lets Zoho customers accept and send money without bolting on a third-party gateway, so every transaction already knows which record it belongs to.
- Every channelOnline, links, checkout, recurring and in-person on one account.
- One support teamRefunds, disputes and payment questions handled by Zoho directly.
- Auto-reconciliationPayments post against invoices and orders without manual matching.
- Clear reportingTransactions, refunds, failures and payouts summarized in reports.
- AI-ready via MCPCreate links or check payments from supported AI clients.
- Built-in safeguardsEncryption, MFA and fraud prevention features on every account.
FAQ
Zoho Paymentsquestions, answered.
Straight answers on setup, migration, integrations and timelines before you start.
Still have questions?
Tell us about your Zoho Payments setup and our team will get back to you.
Zoho runs an India edition for businesses registered in India collecting in INR, and a US edition built around cards and ACH. If you operate elsewhere, we help you choose a supported third-party gateway for your Zoho apps instead.
Yes. We connect Zoho Payments as the gateway in Books, Invoice, Billing, Commerce and other supported apps, then test invoice payments, refunds and reconciliation end to end.
No. Account verification is completed by your business directly with Zoho, and decisions about payment regulations, taxes or risk policy stay with your own advisors. We handle the technical setup around it.
Yes. We add hosted or embedded checkout, use the official WooCommerce plugin where relevant, or build custom flows with the Zoho Payments API, SDKs and webhooks.
Yes. We plan a cutover where Zoho Payments goes live alongside your current gateway, update payment links and templates, and train your team on refunds, disputes and reports.
This depends on the systems involved, API availability, data complexity, testing requirements and business rules. These are typical Xevort project estimates, not fixed delivery commitments.
Free Zoho consultation
Ready to get more from Zoho Payments?
Tell us how your business works, what you want to improve, and where Zoho fits today. We'll recommend the right approach, with no obligation.
- Reply within 1 business day
- New or existing Zoho setups
- Fixed-scope proposals